Cashback credit cards can be a great way to save money on your purchases and earn rewards for your spending. If you're in the market for a cashback credit card, there are a few factors to consider to find the best option for your needs. In this blog post, we'll discuss some of the best cashback credit cards currently available.
Discover it Cash Back The Discover it Cash Back credit card offers 5% cashback on rotating categories of purchases, such as gas, groceries, and restaurants, and 1% cashback on all other purchases. The rotating categories change every quarter, and you must activate the 5% cashback offer each quarter to receive the higher rate. This credit card also offers a sign-up bonus of $150 after you spend $500 on purchases in the first three months.
Citi Double Cash Card The Citi Double Cash Card offers 2% cashback on all purchases: 1% cashback when you make a purchase and another 1% cashback when you pay off your balance. There is no annual fee for this credit card, and there are no rotating categories or bonus offers to keep track of.
Capital One Savor Cash Rewards Credit Card The Capital One Savor Cash Rewards Credit Card offers unlimited 4% cashback on dining and entertainment, 2% cashback on groceries, and 1% cashback on all other purchases. This credit card also offers a sign-up bonus of $300 after you spend $3,000 on purchases in the first three months.
Chase Freedom Flex The Chase Freedom Flex credit card offers 5% cashback on rotating categories of purchases, such as gas, groceries, and Amazon purchases, and 1% cashback on all other purchases. The rotating categories change every quarter, and you must activate the 5% cashback offer each quarter to receive the higher rate. This credit card also offers a sign-up bonus of $200 after you spend $500 on purchases in the first three months.
When it comes to finding the best cashback credit card, it's important to compare your options and choose a credit card that meets your needs and spending habits. Some credit cards offer higher cashback rates on certain categories of purchases, such as dining and entertainment or groceries, while others offer a flat rate for all purchases. Some credit cards also offer sign-up bonuses or bonus cashback offers on certain categories of purchases. By considering these factors and doing a little bit of research, you can find the best cashback credit card for you and start earning rewards for your spending. In order to make the most of your cashback credit card, be sure to activate any rotating categories or bonus offers and pay off your balance in full each month to avoid paying interest. With the right credit card and a little bit of planning, you can maximize your cashback rewards and save money on your purchases.